WHAT DOES THE COOPERATIVA DE AHORRO Y CREDITO JESÚS OBRERO DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Lumber and income
  • Account balances and payment history
  • Credit history and credit score

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons the Cooperativa de Ahorro y Crédito Jesús Obrero chooses to share; and weather you can limit this sharing.
Reasons we can share your personal information Does Cooperativa de A/C Jesús Obrero share? Can you limit this sharing?
For our everyday business purposes- Such as to process your transactions, maintain your account(s) respond to court orders and legal investigations or report to credit bureaus Yes No
For our marketing purposes - To offer our products and services to you No No
For Joint marketing with other financial companies No No
For our affiliates’ everyday business purposes - Information about your transactions and experiences No No
For our affiliates’ everyday business purposes - Information about your creditworthiness No No
For nonaffiliates to market to you No No

Questions? Call: 787-720-6209 or go to www.info@jesusobrero.coop

WHO WE ARE?
Who is providing this notice? Cooperativa de Ahorro y Crédito de Jesús Obrero

WHAT WE DO?
How does Cooperativa de Ahorro y Crédito Jesús Obrero protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Cooperativa de Ahorro y Crédito Jesús Obrero collect my personal information? We collect your personal information, for example, when you:
  • Open an account or deposit money , or
  • Apply for a loan, or
  • Use your credit or debit card, or
  • Send a wire transfer, or show an ID Card issued by your state.
We also collect your personal information from others, such as credit bureaus.
Why can’t I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

DEFINITIONS
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Cooperativa de Ahorro y Crédito Jesús Obrero, does not have affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Cooperativa de Ahorro y Crédito Jesús Obrero, does not have Nonaffiliates.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you..
  • Cooperativa de Ahorro y Crédito Jesús Obrero, does not have Joint marketing.
Rev. 12-10